Photo: Tesla

Tesla Insurance is very profitable for Tesla car owners, as it offers the best conditions among competitors. At the moment, the company is working to embed Insurance directly into the Tesla App and will add 'Safety Ratings' and 'Simulator' there so that each owner can evaluate their own driving style and understand what insurance premium they should expect.

All Tesla owners strive to get the opportunity to ensure their car with the help of the company's branded insurance. At the moment, insurance for Tesla cars at other insurance companies is even more expensive than insurance for traditional cars due to the fact that the companies do not have a sufficiently broad knowledge of the risks associated with these vehicles. At the same time, Tesla can offer insurance at prices that can be up to 30% lower than competitors.

u/Callump01/Reddit did reverse engineering and discovered changes in vehicle software. In September 2020, he already published information about a FSD Subscription, and at the end of the day, it turned out to be true, so there is every reason to believe that this time, the information he published is also true.

u/Callump01 recently revealed that the company has updated the Tesla App by integrating Tesla Insurance into it and adding 'Safety Ratings' and 'Simulator.' Thanks to this, each owner will be able to view the details of their insurance. At the moment, u/Callump01 can only see that a new section, 'Safety Ratings,' has appeared, which does not contain any information except for the image. Several other indicators indicate that this section is only at an early stage of development.



The safety rating page will track the vehicle and will be directly linked to the owner's insurance. Here owners can see the number of hours that the car has driven, how often Autopilot is used, ABS events, forward collision warnings, autosteer strikeouts, accelerator variance, and many other metrics on both a per-trip and monthly basis that owners can see in the GUI. Based on the data collected, the vehicle will receive a 'pass' or 'fail' rating, although it is currently unclear if this rating will be visible to the user.

In addition, the Insurance section will contain one more new subsection, 'Simulators.' In it, owners can tweak factors to see how they affect the safety rating. Factors, titles, and tooltips, which affect a premium:

• ABS Activation - Number of times ABS is activated
• Hours Driven - Average daily driving time
• Forced Autopilot Disengagements - Number of times Autopilot is disabled due to ignored alerts
• Forward Collision Warnings - Number of times car detects a potential forward collision
• Unsafe Following Time - Portion of time spent at an unsafe following distance
• Intensity of Acceleration and Braking - Speed ​​variance due to extreme acceleration and braking. Shown on a scale from 0-10 as measured against Tesla's internal fleet.

The performance indicators will be based on the average of these factors. Thus, if the owners hit green, they will save more on their premiums.

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Article edited by @SmokeyShorts, you can follow him on Twitter

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